6 Best Cashback Credit Cards in Jordan - Our opinion March 2021

6 Best Cashback Credit Cards in Jordan - Our opinion March 2021

Feb 6, 2021 by AmwalCom

With our rapid daily life and the continuity of the pandemic, there is a great tendency towards using credit cards for online shopping and other purchases.
Accordingly, credit cards have a lot of benefits that differ from one to the other depending on the bank and the issuing company. The most interesting benefit of all is the ability to get cashback. In this article, we will list the best credit cards for cashback

1. Visa Gold from the Invest Bank
  • Cashback on this card is 2% and is among the highest if not the highest among credit cards in Jordan.
  • The card also enables you to install your purchases for a period of 24 months at a 0% interest rate, but it is necessary to note that there is a one-time installment commission with the first installment, ranging between 2-5% depending on the installment period
  • Minimum income to be illegible for this card is 500 JDs for Amman residents and 400 JDs for other cities residents
  • It is issued for free for the first year with annual fees of 50 JDs for the next years. It also provides a grace period of 45 days.
2. MasterCard Titanium from Cairo Amman Bank
  • This card also gives a 2% cashback. However, it is important to notice there is a ceiling of 100 JDs/month and 3 JDs/transaction to your cashback. Your purchases need to be 30 JDs or more to be eligible for the cashback.
  • The cashback deal on this card is available when used in gas stations and when paying bills using efawateercom. You also get a 10% cashback when using www.booking.com
  • The grace period is 49 days
  • The annual fees are 50 JDs.
  • This card also gives you the option to have installments with 0% interest for 20 months.
3. MasterCard “U” from Jordan Commercial Bank
  • The cashback % for this card might appear less than for the other cards given that it is 1%. However, there is no ceiling for your cashback and so the total cashback you get form this card might be equal or even higher than what you get from the other cards.
  • This card also provides you with the ability to have installments of your purchases with 0% the interest rate for 6 months.
  • This card is issued for free for the first year and the annual fees are 50 JDs for the years after.
  • The grace period is 45 days
4. World MasterCard from the Bank of Jordan
  • The process of getting cashback for this card is quite different than the others. The value of your purchases transfers to points which are then translated into cash or rewards. For every 5 JDs you spend, you get 1 point. You can then redeem every 400 points for 32 JDs with a 1.6% cashback value.
  • You would need to get at least 400 points to redeem your points up to 2500 JDs. The points are valid for 2 years.
  • Please notice that you get no points for using the card in the gas stations, the governmental agencies or when used on efawateercom.
  • The minimum card's ceiling is 10000 JDs
  • You can also do installments with 0% interest for 12 months from the different shops credited by the bank
  • The annual fees are 100 JDs.
5. Visa Platinum from the Arab Bank
  • The process of getting cashback on this card is quite similar to the platinum card of the Bank of Jordan. You get 1 point for every 10 JDs spent with a 0.6% - 0.83% cashback on your purchases.
  • There is a monthly ceiling of 5000 points on this card.
  • You automatically get 300 points for free when the card is used for the first time.
  • This card issuance and renewal fees are 100 JDs with a grace period of 45 days.
6. Platinum Mastercard from the Housing Bank
  • The process of getting cashback on this card is also similar to the two cards above with a 0.35% cashback on local purchases and 0.5% on international purchases. i.e. for every 1 JD spent, you get a 0.35 point when spent locally and 0.5 points if spent on international purchases.
  • You can redeem every 2000 points for 20 JDs in cash or every 5000 points for 50 JDs.
  • The grace period is 55 days
  • The annual fees are 80 JDs
You can have a thorough comparison of credit cards here: https://amwalcom.com/ar/credit-cards

** This article is not sponsored by any entity
** All offers are subject to banks terms and conditions

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