Housing Bank
Housing Bank
Housing Bank was established in 1973 as a public shareholding limited company with a capital amounting to half a million JD. The primary focus of the Bank was to provide housing finance, and hence the name. After 24 years of operations, the Bank embarked on a new era, when it diversified its scope and became a comprehensive bank, providing full commercial banking services. The Bank's capital was increased several times, and currently amounts to JD 315 million, the equivalent of USD 444 million, the Bank's management has continuously focused on strengthening its capital base year by year, the total equity amounted to JD 1,080 million (USD 1.5 billion) at the end of 2018.
Housing Bank - Housing loan for Doctors (Clinic Owners)
Reducing Rate
7%
Max. Financed Period
30Yrs
Min. Monthly Income
1,000JD
Down Payment
25%
Guarantor Required
No
Salary Transfer
Yes

  • Min. Business Age: 1 Year
  • DBR up to 45%
  • 7.75% Interest if Financing is more than 75% of Property Value
  • Bank Statement & Registration & License are Required
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Housing Bank - Housing loan for Public Sector (Salary less than 1000 JDs and up to 80% Financing)
Reducing Rate
6.5%
Max. Financed Period
30Yrs
Min. Monthly Income
250JD
Down Payment
20%
Guarantor Required
No
Salary Transfer
No

  • 6.75% interest for financing between 80 - 100% of the property value
  • Financing up to 30 Years
  • 7.5% Interest for Non-Transferred Salaries & 80% Financing
  • 8% interest for non-transferred salaries & 80 - 100% financing
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Housing Bank - Housing loan for Private Sector (Salary less than 1000 JDs and up to 80% Financing)
Reducing Rate
6.5%
Max. Financed Period
25Yrs
Min. Monthly Income
350JD
Down Payment
20%
Guarantor Required
No
Salary Transfer
No

  • 6.75% interest for financing between 80 - 100% of the property value
  • Financing up to 30 Years
  • 7.5% Interest for Non-Transferred Salaries & 80% Financing
  • 8% interest for non-transferred salaries & 80 - 100% financing
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Housing bank - Expats Housing loan
Reducing Rate
6%
Max. Financed Period
30Yrs
Min. Monthly Income
1,000JD
Down Payment
20%
Guarantor Required
No
Salary Transfer
No

  • 6.5% Interest if Financing > 80% of Property Value
  • Financing up to 30 Years
  • Min. Work Period 1 Year
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Housing Bank - Housing loan for salaries above 1000 JD (Financing up to 80%)
Reducing Rate
5.75%
Max. Financed Period
30Yrs
Min. Monthly Income
1,000JD
Down Payment
20%
Guarantor Required
No
Salary Transfer
No

  • 6% interest for financing between 80 - 100% of the property value
  • Financing up to 30 Years
  • 6.5% Interest for Non-Transferred Salaries & 80% Financing
  • 7% interest for non-transferred salaries & 80 - 100% financing
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Housing Bank - Personal Loan for Doctors (Clinic Owners)
Reducing Rate
9.5%
Max. Financed Period
5Yrs
Min. Monthly Income
1,400JD
Max. Financed Amount
70,000JD
Guarantor Required
No
Salary Transfer
No

  • Bank statement for the last year. registration and license are required
  • Doctor must be certified with at least two insurance companies
  • Min. Clinic Age 1 Year
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Housing bank - Personal Loan for Public Sector (salary of 500 JD or more)
Reducing Rate
8%
Max. Financed Period
10Yrs
Min. Monthly Income
500JD
Max. Financed Amount
70,000JD
Guarantor Required
No
Salary Transfer
Yes

  • Grace period up to 6 months
  • Loan tenor up to 10 years
  • Life insurance coverage
  • For public sector employees with transferred salaries with a salary of 500 JDs or less
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Housing bank - Personal Loan for Private Sector (salaries of 500 JD and more)
Reducing Rate
8%
Max. Financed Period
10Yrs
Min. Monthly Income
500JD
Max. Financed Amount
70,000JD
Guarantor Required
No
Salary Transfer
Yes

  • Salary transfer is a must
  • 9.5% interest for non-accredited companies
  • Financing up to 10 years
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Housing bank - Personal Loan for Private Sector (salary less than 500 JD)
Reducing Rate
9%
Max. Financed Period
10Yrs
Min. Monthly Income
350JD
Max. Financed Amount
70,000JD
Guarantor Required
No
Salary Transfer
Yes

  • Salary transfer is a must
  • 9.5% interest for non-accredited companies
  • Financing up to 10 years
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Housing bank - Personal Loan for Public Sector (salary less than 500 JD)
Reducing Rate
9%
Max. Financed Period
10Yrs
Min. Monthly Income
250JD
Max. Financed Amount
70,000JD
Guarantor Required
No
Salary Transfer
Yes

  • Grace period up to 6 months
  • Loan tenor up to 10 years
  • Life insurance coverage
  • For public sector employees with transferred salaries with a salary of 500 JDs or less
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Housing Bank - Car Loan for Professionals
Flat Rate
4.5%
Max. Financed Period
5Yrs
Min. Monthly Income
350JD
Down Payment
15%
Guarantor Required
No
Salary Transfer
No

  • Financing New & Used Cars
  • Max. used car age 10 years
  • Min. business age 1 year
  • Bank statement for the last year. registration and license are required
  • DBR up to 45%
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Housing Bank - 50% Car Financing
Flat Rate
5%
Max. Financed Period
10Yrs
Min. Monthly Income
250JD
Down Payment
50%
Guarantor Required
No
Salary Transfer
No

  • Financing up to JD 150،000
  • Financing up to 50% of the estimated car value
  • Loan tenor up to 10 years including grace period
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Housing Bank - Car Loan for Non-Transferred Salaries
Flat Rate
4.5%
Max. Financed Period
8Yrs
Min. Monthly Income
350JD
Down Payment
0%
Guarantor Required
No
Salary Transfer
No

  • 100% Financing for New Cars & 90% for Used Cars
  • Max. used car age 10 years
  • Financing up to 8 years
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Housing Bank - Car Loan for Transferred Salaries
Flat Rate
3.9%
Max. Financed Period
10Yrs
Min. Monthly Income
250JD
Down Payment
0%
Guarantor Required
No
Salary Transfer
Yes

  • Min. Salary 250 JDs for Public Sector & 350 JDs for Private Sector
  • 100% Financing for New Cars & 90% for Used Cars
  • Financing up to 10 Years
  • Max. used car age 10 years
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Housing Bank - Savings Account
Min Balance to Maintain
100JD
Rate
0.05%
Multiple Currency Account
Yes
Debit Card Issuance
Yes
Grand Prize
99,999 JD
Grand prize Min. Balance
100JD

  • 0.05% interest paid on accounts between 5000 - 100000 JDs
  • Account holders get the chance to win more than one prize during the year
  • A free Debit Card to access your accounts
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Housing Bank - 12 Months Deposit (> 1,000,000) JD
Term Period
12Months
Max. Profit Rate
2.75%
Min. Deposit Amount
1,000,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 12 Months Deposit (500,001 - 1,000,000) JD
Term Period
12Months
Max. Profit Rate
2.5%
Min. Deposit Amount
500,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank- 12 Months Deposit (250,001 - 500,000) JD
Term Period
12Months
Max. Profit Rate
2.25%
Min. Deposit Amount
250,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 12 Months Deposit (100,001 - 250,000) JD
Term Period
12Months
Max. Profit Rate
2.25%
Min. Deposit Amount
100,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 12 Months Deposit (50,001 - 100,000) JD
Term Period
12Months
Max. Profit Rate
2%
Min. Deposit Amount
50,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 12 Months Deposit (5,000 - 10,000) JD
Term Period
12Months
Max. Profit Rate
1%
Min. Deposit Amount
5,000JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 6 Months Deposit (> 1,000,000) JD
Term Period
6Months
Max. Profit Rate
2.25%
Min. Deposit Amount
1,000,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 6 Months Deposit (500,001 - 1,000,000) JD
Term Period
6Months
Max. Profit Rate
2%
Min. Deposit Amount
500,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 6 Months Deposit (250,001 - 500,000) JD
Term Period
6Months
Max. Profit Rate
2%
Min. Deposit Amount
250,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 6 Months Deposit (100,001 - 250,000) JD
Term Period
6Months
Max. Profit Rate
1.75%
Min. Deposit Amount
100,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 6 Months Deposit (50,001 - 100,000) JD
Term Period
6Months
Max. Profit Rate
1.75%
Min. Deposit Amount
50,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 6 Months Deposit (10,001 - 50,000) JD
Term Period
6Months
Max. Profit Rate
1.5%
Min. Deposit Amount
10,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 6 Months Deposit (5,000 - 10,000) JD
Term Period
6Months
Max. Profit Rate
0.75%
Min. Deposit Amount
5,000JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing Bank - 3 Months Deposit (> 1,000,000) JD
Term Period
3Months
Max. Profit Rate
2%
Min. Deposit Amount
1,000,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 3 Months Deposit (500,001 - 1,000,000) JD
Term Period
3Months
Max. Profit Rate
2%
Min. Deposit Amount
500,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 3 Months Deposit (250,001 - 500,000) JD
Term Period
3Months
Max. Profit Rate
1.75%
Min. Deposit Amount
250,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 3 Months Deposit (100,001 - 250,000) JD
Term Period
3Months
Max. Profit Rate
1.5%
Min. Deposit Amount
100,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 3 Months Deposit (50,001 - 100,000) JD
Term Period
3Months
Max. Profit Rate
1.5%
Min. Deposit Amount
50,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 3 Months Deposit (10,001 - 50,000) JD
Term Period
3Months
Max. Profit Rate
1.5%
Min. Deposit Amount
10,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 3 Months Deposit (5,000 - 10,000) JD
Term Period
3Months
Max. Profit Rate
0.5%
Min. Deposit Amount
5,000JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
See More >>
Housing Bank - 12 Months Deposit (10,001 - 50,000) JD
Term Period
12Months
Max. Profit Rate
2%
Min. Deposit Amount
10,001JD
Multiple Currency Account
Yes

  • Time flexibility on deposit ranging between one month to one year
  • Ability to receive a credit card (Visa or a MasterCard)
  • Apply for a competitive loan's rate guaranteed by your time deposit account
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Housing bank - Mustaqbaly Account
Min Balance to Maintain
100JD
Rate
0%
Multiple Currency Account
No
Debit Card Issuance
Yes
Grand Prize
100,000
Grand prize Min. Balance
100JD

  • Minimum account balance is 100 JD.
  • Greeting gifts will be given to childrens.
  • Debit Card Issuance
See More >>