Safwa Islamic Bank
At Safwa Islamic Bank, we stand firmly by the principles of innovation and creativity, distinguishing ourselves as a leading financial institution by merging the true Islamic values with the latest global technologies and innovative products and services, in order to deliver the best modern Islamic banking services.Safwa Islamic Bank - Home Financing for Expats
Reducing Rate
7.25%
Max. Financed Period
20Yrs
Min. Monthly Income
2,000JD
Down Payment
30%
Guarantor Required
No
Salary Transfer
No
- No Mortgage Fees
- Min. salary of 2000 JDs for the last 6 months
- 7.25% interest fixed for the first 3 years of the loan term
- 6.75% interest if fixed term is only 1 year
- Available only for GULF Expats
- Minimum work period of 1 year
- DBR up to 50%
Safwa Islamic Bank - Property Financing for Public Sector
Reducing Rate
5.75%
Max. Financed Period
25Yrs
Min. Monthly Income
300JD
Down Payment
10%
Guarantor Required
No
Salary Transfer
Yes
- Salary must be trasferred
- Fixed interest for the first year
- Ability to Fix rate for the first 3 years if interest is 6.25%
- 6% Interest for Military Personnel
- DBR up to 50%
Safwa Islamic Bank - Property Financing for Private Sector
Reducing Rate
5.75%
Max. Financed Period
20Yrs
Min. Monthly Income
400JD
Down Payment
0%
Guarantor Required
No
Salary Transfer
Yes
- Min. salary for Non-accredit companies: 500 JDs
- Salary must be transferred
- Accredited Sector: 5.75% rate fixed for 1 year or 6.25% fixed for 3 years
- 100% financing for accredited companies and 80% for non-accredited companies
- 7.25% interest for non-accredited companies
Safwa Islamic Bank - Personal Loan for Military (Up to 5 Years Financing)
Reducing Rate
6.94%
Max. Financed Period
5Yrs
Min. Monthly Income
300JD
Max. Financed Amount
75,000JD
Guarantor Required
No
Salary Transfer
Yes
- Salary transfer is a must
- Sharia-compliant
- Rate Equal to 3.75% Flat Rate
Safwa Islamic Bank - Personal Loan for Military (5 - 7 Years Financing)
Reducing Rate
7.86%
Max. Financed Period
7Yrs
Min. Monthly Income
300JD
Max. Financed Amount
75,000JD
Guarantor Required
No
Salary Transfer
Yes
- Salary transfer is a must
- Sharia-compliant
- Rate Equal to 4.25% Flat Rate
Safwa Islamic Bank - Personal Loan for Private Sector (Up to 5 Years Financing)
Reducing Rate
8.78%
Max. Financed Period
5Yrs
Min. Monthly Income
400JD
Max. Financed Amount
75,000JD
Guarantor Required
No
Salary Transfer
Yes
- Sharia-compliant
- Company must be accredited by the bank
- Interest Rate Equal to 4.75% Flat Rate
- Salary must be transferred
Safwa Islamic Bank - Personal Loan for Private Sector (6 - 7 Years Financing)
Reducing Rate
9.25%
Max. Financed Period
7Yrs
Min. Monthly Income
400JD
Max. Financed Amount
75,000JD
Guarantor Required
No
Salary Transfer
Yes
- Sharia-compliant
- Company must be accredited by the bank
- Interest Rate Equal to 5.0% Flat Rate
- Salary must be transferred
Safwa Islamic Bank - Personal Loan for Public Sector (Up to 5 Years Financing)
Reducing Rate
8.78%
Max. Financed Period
5Yrs
Min. Monthly Income
300JD
Max. Financed Amount
75,000JD
Guarantor Required
No
Salary Transfer
Yes
- Salary transfer is a must
- Rate Equal to 4.75% Flat Rate
- Sharia-compliant
Safwa Islamic Bank - Personal Loan for Public Sector (5 - 7 Years Financing)
Reducing Rate
9.25%
Max. Financed Period
7Yrs
Min. Monthly Income
300JD
Max. Financed Amount
75,000JD
Guarantor Required
No
Salary Transfer
Yes
- Salary transfer is a must
- Rate Equal to 5.0% Flat Rate
- Sharia-compliant
Safwa Islamic Bank - Car Financing for Public Sector (5 -7 Year Financing)
Flat Rate
3.75%
Max. Financed Period
7Yrs
Min. Monthly Income
300JD
Down Payment
10%
Guarantor Required
No
Salary Transfer
Yes
- Salary must be transferred
- Financing up to 90%
- Financing new & used cars
- Max. used car age 12 years
Safwa Islamic Bank - Car Financing for Private Sector (5 -7 Year Financing)
Flat Rate
3.75%
Max. Financed Period
7Yrs
Min. Monthly Income
400JD
Down Payment
10%
Guarantor Required
No
Salary Transfer
Yes
- Min salary 500 JDs for Non-Accredited companies
- Financing up to 90%
- 3.75% Interest for accredited companies & 4.75% for non-accredited companies
- Salary must be transferred
- Max. used car age 12 years
Safwa Islamic Bank - Car Financing (Non-Transferred Salaries)
Flat Rate
6.5%
Max. Financed Period
5Yrs
Min. Monthly Income
300JD
Down Payment
10%
Guarantor Required
No
Salary Transfer
No
- Financing Non-transferred Salaries
- Financing up to 90%
- Financing new & used cars
- Max. used car age 12 years
Safwa Islamic Bank - Car Financing for Private Sector (5-Year Financing)
Flat Rate
3.25%
Max. Financed Period
5Yrs
Min. Monthly Income
400JD
Down Payment
10%
Guarantor Required
No
Salary Transfer
Yes
- Min salary 500 JDs for Non-Accredited companies
- Financing up to 90%
- 3.25% Interest for accredited companies & 4.25% for non-accredited companies
- Salary must be transferred
- Max. used car age 12 years
Safwa Islamic Bank - Car Financing for Public Sector (5-Year Financing)
Flat Rate
3.25%
Max. Financed Period
5Yrs
Min. Monthly Income
300JD
Down Payment
10%
Guarantor Required
No
Salary Transfer
Yes
- Salary must be transferred
- Financing up to 90%
- Financing new & used cars
- Max. used car age 12 years
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Safwa Islamic Bank - 12 Months Deposit (1,000,000 - 1,9999,999) JD
Term Period
12Months
Max. Profit Rate
3.83%
Min. Deposit Amount
1,000,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Net profit distributed for the last quarter
- Option of automatic re-investment
Safwa Islamic Bank - 9 Months Deposit (1,000,000 - 1,9999,999) JD
Term Period
9Months
Max. Profit Rate
3.37%
Min. Deposit Amount
1,000,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Net profit distributed for the last quarter
- Option of automatic re-investment
Safwa Islamic Bank - 6 Months Deposit (1,000,000 - 1,9999,999) JD
Term Period
6Months
Max. Profit Rate
3.13%
Min. Deposit Amount
1,000,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Net profit distributed for the last quarter
- Option of automatic re-investment
Safwa Islamic Bank- 12 Months Deposit (250,000 - 999,999) JD
Term Period
12Months
Max. Profit Rate
3.7%
Min. Deposit Amount
250,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Option of automatic re-investment
- Net profit distributed for the Quarter
Safwa Islamic Bank - 12 Months Deposit (3,000 - 249,999) JD
Term Period
12Months
Max. Profit Rate
3.5%
Min. Deposit Amount
3,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Option of automatic re-investment
- Net profit distributed for the Quarter
Safwa Islamic Bank - 9 Months Deposit (250,000 - 999,999) JD
Term Period
9Months
Max. Profit Rate
3.23%
Min. Deposit Amount
250,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Option of automatic re-investment
- Net profit distributed for the Quarter
Safwa Islamic Bank - 9 Months Deposit (3,000 - 249,999) JD
Term Period
9Months
Max. Profit Rate
3.13%
Min. Deposit Amount
3,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Option of automatic re-investment
- Net profit distributed for the Quarter
Safwa Islamic Bank - 6 Months Deposit (250,000 - 999,999) JD
Term Period
6Months
Max. Profit Rate
2.99%
Min. Deposit Amount
250,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Option of automatic re-investment
- Net profit distributed for the Quarter
Safwa Islamic Bank - 6 Months Deposit (3,000 - 249,999) JD
Term Period
6Months
Max. Profit Rate
2.94%
Min. Deposit Amount
3,000JD
Multiple Currency Account
Yes
- Shariah-Compliant
- Option of automatic re-investment
- Net profit distributed for the Quarter
Safwa Islamic Bank - Kanzy Account
Min Balance to Maintain
100JD
Rate
0.37%
Multiple Currency Account
Yes
Debit Card Issuance
Yes
Grand Prize
10,000 JD
Grand prize Min. Balance
100JD
- Savings in Dinar and Dollar
- Free monthly transfers from parent’s account to child’s
- Free school bag when account is opened
