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Housing Bank - Car Loan for Transferred Salaries

Flat Rate
3.9%
Max. Financed Period
10Yrs
Min. Monthly Income
250JD
Down Payment
0%
Guarantor Required
No
Salary Transfer
Yes
Quick Info
  • Financing up to JD 150،000
  • Financing up to 100% of the estimated car value
  • Loan tenor up to 10 years including grace period
Main Features
  • Grace period up to 3 months
  • Financing for non-Jordanians, expatriates, and residents is available
  • A credit card with free issuance fees for the life of the loan.

Conditions

  • Minimum loan amount is JD 3,000
  • Minimum loan tenor is 12 months
  • Minimum income is JD 250
  • Maximum DBR is 50%
  • Minimum age 20 years and not to exceed 70 years at the end of loan tenor
  • Minimum working experience is 3 months (public sector), 6 months (private sector)
  • The offer is subject to the bank's terms and conditions
  • Currently, we cannot send your application for a car loan to the Housing Bank. If you submit the application, we will send it to banks and financial companies contracting with us

Sources

Required Documents
  • Valid national ID or valid passport for non-Jordanians
  • Income verification letter, latest salary slip, Bank statement for  the last 6 months
  • Social security subscription letter
  • Company registration certificate for entities, valid profession license, practice profession license, and association membership certificate
  • Car appraisal
  • Car license
  • Final selling price offer