Arab Bank - Visa Black
Min. Monthly Income
400JD
Annual Fee
50JD
Rate
1.75%
Cashback
Yes
Salary Transfer
No
Credit Limit
50,000 JD
Quick Info
  • Complimentary access to wide variety of offers under the VISA Premium Privileges Program
  • Grace period of interest-free credit on retail purchases up to 45 days
  • Up to 200 Complimentary Points
Main Features
Cashback

  • Earn 1 point for each 15 JDs spent on the card
  • Replace every 250 points with 15 JDs Cash (equivalent to 0.40%)
  • Replace every 400 points with 25 JDs Cash (equivalent to 0.41%)
  • Replace every 700 points with 50 JDs Cash (equivalent to 0.47%)
  • Replace every 1200 points with 100 JDs Cash (equivalent to 0.55%)
  • A maximum Cap of 5,000 points can be earned on a monthly basis
  • Redeemable at ATMs, Arabi Mobile, Arabi Online

Features

  • Automatic enrollment to our Rewards Program “Arabi Points”
  • Possibility of redeeming points collected into cash
  • High cash advance limit
  • Convenient Easy Payment Plan starting from as low as 0%

Protection

  • Free Extended Warranty Cover – providing an additional warranty on top of any manufacturers warranty
  • Credit Shield insurance which covers 100% of the outstanding balance, in the event of the death or permanent disability of the primary cardholder
  • Exclusive black card design equipped with Smart Chip technology to provide you with greater security
  • More secure online shopping with “Arab bank Verified by Visa/ MasterCard Secure Code Service”
  • Free Purchase Protection Cover – insuring all purchases against loss or damage

Extra Features

  • Settle your credit card payments conveniently through our Direct Banking Services (Internet Banking, Phone Banking and ATMs)
  • Flexible repayment instructions including: 5%, 25%, 50%, or 100% of the balance
  • Grace period of interest-free credit on retail purchases up to 45 days
  • Free SMS alert services to keep you posted on all your card transactions
  • Manage your credit card account through the Internet and Phone Banking Services for free
  • Pay your utility bills (electricity, water, etc.) conveniently through the Internet Banking Service
  • Transfer cash from your Arab Bank credit card account to any of your personal accounts conveniently through the Internet Banking Service
  • Access to 24 hour Customer Contact Center
  • Quick credit card application processing time
  • Extensive national and worldwide acceptance
  • Dedicated Sales Team

VISA Premium Privileges Program

  • Guaranteed exclusive deals at selected Fairmont, Raffles and Marriott Hotels
  • Up to 15% off at Hertz with the possibility of complimentary upgrade of the vehicle type
Required Documents
  • Valid national ID or valid passport with valid Resident visa (for Non-Jordanian)  
  • Latest Salary/Income/Employment verification document