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Bank Al Etihad - Housing Loan for Public and Private Sectors

Reducing Rate
7.5%
Max. Financed Period
30Yrs
Min. Monthly Income
400JD
Down Payment
0%
Guarantor Required
No
Salary Transfer
Yes
Quick Info
  • Free life and property insurance
  • Loan postponements on your installments for up to 3 months
  • Cash loans can be granted against your mortgage
Main Features
  • Flexible financing of up to 100% of property value, 100% of construction cost value, and 80% of land value
  • Offer subject to bank's terms and conditions
  • Flexible tenure of up to 30 years
  • Get 750 JOD cashback on loans that go over 75,000 JOD if you transfer your salary 
  • Exemption from mortgage and commission fees for buyout loans 
  • A 3-month grace period when buying property, and a 12-month grace period when building 
  • With minimal documentation, get loan financing of up to 50%

Sources

Required Documents
  • A valid national ID or passport
  • Latest salary, income letter, or employment verification document
  • Property appraisal from an accredited evaluator