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Bank Al Etihad - Housing Loan Private Sectors (Salary less than 1000 JD - up to 80% Financing)

Reducing Rate
6.25%
Max. Financed Period
20Yrs
Min. Monthly Income
350JD
Down Payment
20%
Guarantor Required
No
Salary Transfer
Yes
Quick Info
  • Interest will increase by 0.5% if tenor is 25 years
  • Interest will increase by 0.5% if financing is more than 80%
  • Free life and property insurance
Main Features
  • Flexible financing of up to 80% of property value
  • Offer subject to bank's terms and conditions
  • Flexible tenure of up to 30 years
  • Get 750 JOD cashback on loans that go over 75,000 JOD if you transfer your salary 
  • Exemption from mortgage and commission fees for buyout loans 
  • A 3-month grace period when buying property, and a 12-month grace period when building 
  • With minimal documentation, get loan financing of up to 50%
  • Loan postponements on your installments for up to 3 months

Sources

Required Documents
  • A valid national ID or passport
  • Latest salary, income letter, or employment verification document
  • Property appraisal from an accredited evaluator