Bank of Jordan - Housing Loan for Public Sector

Reducing Rate
Max. Financed Period
Min. Monthly Income
Down Payment
Guarantor Required
Salary Transfer
Quick Info
  • Financing up to 50% of property value with minimum requirements
  • Interest might increase to 5.99% based on salary
  • Waivering of Commission & Mortgage Fess if Finance is > 10 Years
Main Features
  • A competitive interest rate
  • Financing up to 80% of property value
  • Possibility of purchasing existing commitments at other banks with exemption from processing fees
  • Pre-approved credit card
  • Repayment period up to 25 years
  • Free life and property insurance
  • Offer is available for Jordanian expats and non-Jordanians residing in Jordan
  • Loan is given for purchasing a new home or renovating your current home.


  • Interest rate and the minimum salary may change depending on the employment status, the credit status and the company's accreditation with the bank
  • Offer is subject to bank's terms and conditions
  • Minimum age of the borrower must be 21 years, and the age of the borrower mustn’t exceed 70 years by the end of the loan, with the exception of resident expats and Jordanian expats, in which case the borrower’s age should not exceed 65 years at the end of the loan
  • Salary transfer to the bank
Required Documents
  • Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  • Latest Salary verification document
  • Bank statement for the last 6 months
  • Property Related documents