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Property value
Downpaymant available
Are you:
How old is the company?
Do you have a company registration certificate and a profession license?
Are your company profits higher than 1,000 JOD/month for the last 6 months?
Can you provide a company's bank statement to prove this?
Your company is accredited at which bank?
Are you an employee in
Is your contract on a daily basis?
Salary transferred to
How long have you been working in the organisation?
Is your contract?
Your company is accredited at which bank?
How do you receive your salary?
Can you Provide the Bank with a salary certificate and copies of your checks for the last 6 months ?
Basic Monthly Income (Enter amount in JOD)
Basic monthly income after deducting income tax and social security. Enter total income for you and your spouse if you wish to take out a joint loan
Do you have any extra monthly income?
Any income other than your basic salary (eg leases, extra work...)
Extra monthly income amount (Enter amount in JOD)
Do you have a credit card/s?
Ceiling of your credit card/s? (Enter amount in JOD)
enter the sum of the credit cards ceilings if you have more than 1 card
Issuer of the card
Do you have any monthly commitments?
These commitments may be advances on salary or monthly payments for loans from banks or financing companies or if you are a loan guarantor for another person
Do you have any monthly payments for a Bank loan?
From which Bank?
Monthly payment for the Bank loan (Enter amount in JOD)
Do you have any monthly payments for a financial company loan?
From which company?
Monthly payment for the financial loan (Enter amount in JOD)
Do you have any advance payments from your company?
Monthly payment for the advance payment (Enter amount in JOD)
Are you a guarantor of a loan for a friend or relative?
Monthly payment of the loan you are guaranteeing (Enter amount in JOD)
Monthly family spendings on average
In general, how much money do you spend on you/your family basic needs per month (bills, food, medicine and other basic needs)
Can you bring a guarantor if needed?
guarantor should have a monthly income. Some financial institutions may ask him/her to be a first degree relative
Can you mortgage a property/car if needed?
Property or vehicle must not be mortgaged and in the name of the person applying for the loan
Sorry you can't apply go to MFI
Bank of Jordan - Housing Loan for Public Sector
Reducing Rate
7.5%
Max. Financed Period
25Yrs
Min. Monthly Income
350JD
Down Payment
20%
Guarantor Required
No
Salary Transfer
Yes
Quick Info
- competitive interest rate
- possibility of exemption from processing and mortgage fees
- Financing up to 50% of property value with minimum requirements
Main Features
- A competitive interest rate
- Financing up to 80% of property value
- Possibility of purchasing existing commitments at other banks with exemption from processing fees
- Pre-approved credit card
- Repayment period up to 25 years
- Free life and property insurance
- Offer is available for Jordanian expats and non-Jordanians residing in Jordan
- Loan is given for purchasing a new home or renovating your current home.
Required Documents
- Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
- Latest Salary verification document
- Bank statement for the last 6 months
- Property Related documents
