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Home loan all sectors (Min. 1,000 JD Income)

Reducing Rate
6.75%
Max. Financed Period
30Yrs
Min. Monthly Income
1,000JD
Down Payment
10%
Guarantor Required
No
Salary Transfer
Yes
Quick Info
  • Temporary campaign offer
  • 3% cashback on the loan amount (maximum cashback of 1000 JOD).
  • Salary transfer and proof of income are required
Main Features
  • Repayment period of up to 30 years.
  • Funding of up to 130% on loans obtained for renovating or modernizing properties.
  • Life and property insurance.
  • Credit card granted with a limit of up to twice your salary with a monthly interest rate of only 1%.
  • A grace period of up to 3 months.
Exemptions
  • Exemption from mortgage fees up to a maximum of 1,500 JOD.
  • Exemption from grant commission fees.
  • Exemption from appraisal fees.
  • Exemption from registration fees up to a maximum of 1,000 JOD.
  • Credit card exempted from issuance fees for the first year only.
Required Documents
  • Copy of the civil ID of the borrower
  • A copy of the family book
  • Salary slip for the last month
  • Bank statement for the last 6 months
  • Social Security Statement
  • A letter of identification from the employer indicating the nature of its work and the date of appointment and net salary
  • In case of other financial obligations; a letter from the financial institution