Apply online for Free
Fill in your details and a bank or a financial company representative will contact you within 48 business hours. All FOR FREE with no obligation to buy the financial product after applying
Housing bank - Personal Loan for Private Sector (salary less than 500 JD)
Reducing Rate
9%
Max. Financed Period
10Yrs
Min. Monthly Income
350JD
Max. Financed Amount
70,000JD
Guarantor Required
No
Salary Transfer
Yes
Quick Info
- Grace period up to 6 months
- Loan tenor up to 10 years
- Life insurance coverage
Main Features
- For employees of accredited private companies with transferred salaries with a salary of 500 JDs or less
- Financing up to 70,000 JD.
- Competitive interest rate.
- Free credit card issuance fees for the first year only.
- Loan commission fees 1% (only for the first year).
- Guarantor is not required.
- Buy out loans from other banks for applicants with a monthly salary of over 500 JD.
Terms & Conditions:
- The nominal interest rate may vary depending on the salary and the company's accreditation with the bank
- The minimum loan amount is JD 3,000.
- The minimum loan tenor is 12 months.
- Minimum income is JD 250 for the public sector and 350 JD for the private sector.
- Maximum DBR is 50%
- The minimum age is 18 years and not to exceed 70 years at the end of loan tenor.
- The minimum working experience is 4 months.
- The offer is subject to the bank's terms and conditions
- Currently, we cannot send your application for a personal loan to the Housing Bank. If you submit the application, we will send it to banks and financial companies contracting with us
Sources
- http://bit.ly/2MxNjf7
- http://bit.ly/2ukgUSG
- The information shown in this offer is obtained from open data sources and are displayed on the bank's website
Required Documents
- Valid national ID or valid passport for non-Jordanians.
- Latest Salary Slip.
- Social security subscription letter.
- Income verification letter.
- Bank statement for the last 6 months.
- Company registration certificate for entities, valid profession license, practice profession license and association membership certificate.
