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Housing bank - Personal Loan for Public Sector (salary of 500 JD or more)

Reducing Rate
8%
Max. Financed Period
10Yrs
Min. Monthly Income
500JD
Max. Financed Amount
70,000JD
Guarantor Required
No
Salary Transfer
Yes
Quick Info
  • Grace period up to 6 months
  • Loan tenor up to 10 years
  • Life insurance coverage
Main Features
  • For public sector employees with transferred salaries with a salary of 500 JDs or less
  • Financing up to 70,000 JD.
  • Competitive interest rate.
  • Free credit card issuance fees for the first year only.
  • Loan commission fees 1% (only for the first year).
  • Guarantor is not required.
  • Buy out loans from other banks for applicants with a monthly salary of over 500 JD.

Terms & Conditions:

  • The nominal interest rate may vary depending on the salary and the company's accreditation with the bank
  • The minimum loan amount is JD 3,000.
  • The minimum loan tenor is 12 months.
  • Minimum income is JD 250 for the public sector and 350 JD for the private sector.
  • Maximum DBR is 50%
  • The minimum age is 18 years and not to exceed 70 years at the end of loan tenor.
  • The minimum working experience is 4 months.
  • The offer is subject to the bank's terms and conditions
  • Currently, we cannot send your application for a personal loan to the Housing Bank. If you submit the application, we will send it to banks and financial companies contracting with us

Sources

Required Documents
  • Valid national ID or valid passport for non-Jordanians.
  • Latest Salary Slip.
  • Social security subscription letter.
  • Income verification letter.
  • Bank statement for the last 6 months.
  • Company registration certificate for entities, valid profession license, practice profession license and association membership certificate.